Credit risk assessment : the new lending system for borrowers, lenders, and investors / Clark Abrahams, Mingyuan Zhang

Author : Abrahams, Clark R
Rating :
Credit risk assessment : the new lending system fo...

Existing credit risk assessment methods have put too much of an emphasis on past loan performance and historical market conditions and not enough on borrower capacity, new mortgage product risk characteristics, and economic cycles. According to industry practitioners Clark Abrahams and Mingyuan Zhang, the housing market bubble boom and burst and the subsequent financial crisis could have been prevented had these underwriting gaps been properly addressed

Publisher : Hoboken N.J. : Wiley
Publish Year : 2009
Page : xiii, 306 p
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